Index: bp-xprofile/bp-xprofile-loader.php
===================================================================
--- bp-xprofile/bp-xprofile-loader.php
+++ bp-xprofile/bp-xprofile-loader.php
@@ -215,7 +215,8 @@
 		}
 
 		// Privacy Settings
-		if ( bp_is_active( 'settings' ) ) {
+		// Only add this item for themes that are not bp-default
+		if ( bp_is_active( 'settings' ) && bp_use_theme_compat_with_current_theme() ) {
 
 			// Get the settings slug
 			$settings_slug = bp_get_settings_slug();
@@ -329,6 +330,11 @@
 	 * @return array
 	 */
 	public function setup_settings_admin_nav( $wp_admin_nav ) {
+		// Don't add the "Settings > Profile" subnav item if on bp-default
+		if ( ! bp_use_theme_compat_with_current_theme() ) {
+			return $wp_admin_nav;
+		}
+
 		// Setup the logged in user variables
 		$settings_link = trailingslashit( bp_loggedin_user_domain() . bp_get_settings_slug() );